How we work
Offer your crew a seamless experience with our industry-leading global payroll solution
Challenge:
Today, some cruise ship workers are still paid in cash. Not only is counting individual wage packets for every crew member every week a tedious and costly exercise, but transporting vast quantities of cash to remote docks is a huge security risk for cruise ship operators and local staff.
To top it off, for crew members themselves (many of whom are unbanked) receiving payments in cash is risky, and provides little opportunity to take control of their financial futures.
-banerjee-1047254.jpg)
Solution:
In response to these challenges, Brightwell developed Navigator: An industry-leading digital payroll solution to empower crew members’ financial freedom.
Navigator provides a means for employers to pay wages by direct deposit into a bank account or onto a prepaid card. Rather than load, count, and distribute packets of cash, Brightwell customers simply submit a single batch file for payment, benefiting from huge savings in cost, time, and resources.
Using the Brightwell Navigator app or website, crew can choose how to allocate their pay and view their recent card balance and transactions, all with transparency and control.
Navigator even provides employers with high-level insights into how their ship’s crew are saving and spending their earnings, which helps them provide welfare and services that more effectively support their personal well-being.

Use Cases
Our products
Our products
A full suite of payment solutions to meet your needs
We build seamless, flexible, cross-border global payment solutions to help administrators achieve more. Pay crew members quickly and conveniently with Navigator, our global payroll solution. Get cash on-board via our full-service ATM program. Enable digital corporate disbursements to more than 180 countries around the world. Our offerings cover varying needs for clients to simplify day-to-day tasks so they can focus on higher-level objectives that add value for their companies.
Our products
Our products
A full suite of payment solutions to meet your needs
We build seamless, flexible, cross-border global payment solutions to help administrators achieve more. Pay crew members quickly and conveniently with Navigator, our global payroll solution. Get cash on-board via our full-service ATM program. Enable digital corporate disbursements to more than 180 countries around the world. Our offerings cover varying needs for clients to simplify day-to-day tasks so they can focus on higher-level objectives that add value for their companies.
A Human Touch
ReadyRemit lets your customers send money when and where they need to, with a human touch that keeps them comfortable doing business with you.
Here’s why you should feel comfortable doing business with us:
- We’ve processed more than $10 billion in cross-border payments over the past 10 years.
- We have an experienced, in-house team of cross-border payments and regulatory compliance experts.
- We’ll have your back after implementation – we work with you from end to end to make sure our product is easy for your customers to use and meets the needs of your organization.
- Our timely transaction monitoring keeps your business safe.









